Disability Insurance is often overlooked or misunderstood by many business owners. However, protecting an employee’s income, and relieving your company’s sense of obligation to an injured or ill employee, is vital.

Short Term Disability provides short term income replacement for employees out due to illness, injury or other disability. Long Term Disability provides long term income replacement for employees out due to illness, injury or other disability. Depending upon the duration and level of benefit, we can help you design a policy plan that best suits your needs.

If you currently have plans in place, we can determine whether or not they are adequate:

Questions:

• Does your Long Term policy have an own occupation clause? If so, to what age?
• Do your Short Term and Long Term policies offer the highest benefit possible?

You and your employees deserve the best coverage your company can afford to provide. We can help you find the best plan at the best price.

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