Unfortunately, it is all too common for our loved ones to require the specialized care of an around-the-clock nurse or extended care facility during their advancing years. Or, a sudden accident or onset of disease could prevent us from being able to take care of ourselves. Subsidizing nursing care can be very costly, and governmental programs provide little relief.

Are you or your employees prepared to take care of a family member in need?

• Do you or your employees want to avoid being a burden on your loved ones, should you need such care?
• Do you and your employees want to have control over how, when, and where you receive your nursing care?

Long Term Care insurance is available on a group basis, to help defray the costs, and protect your choice in care involved with such incapacitation – whether total or partial. Like life insurance, the premiums increase with age, so making a decision early on can mean substantial premium savings, asset protection – and peace of mind – for life.

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