Umbrella and Excess Liability are some of the most important coverages today’s businesses can have. The additional protection these policies afford to your company is invaluable. Though not often used, when such additional limits of liability are not there when needed, the result can be devastating to a business, and its officers.

However, not all Umbrella and Excess Liability policies are created equal:

• Is your policy a “true” Umbrella policy?
• Are defense costs within the limit of liability, or outside of it?
• Does it cover Uninsured Motorists Liability?
• Would it respond to a pollution claim?
• Is your limit of liability sufficient to cover your exposures?

Can you afford to leave these questions unanswered?

We would appreciate the opportunity to answer them with you.

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