Think it couldnt happen to you? That someone would break into your home to steal that beautiful diamond necklace, your grandmothers ring, the antique highboy or the high end artwork that you saved so long for? Or the cash that you keep at home just for emergencies? Professional thieves or thugs have no respect for your ownership.
If you refuse recommendations for full coverage, there is no recourse for your losses. One such client, who suffered a $100,000 loss, now has full coverage for all valuable articles.