Excess or Umbrella liability coverage can provide the appropriate coverage extensions to your primary polices (homeowners, automobile, recreational vehicles, etc.), and in some instances, provide primary coverage.
Suppose your dog bites a neighbor’s child…
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Or your horse eats a prized flower garden…
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Or you are legally at fault for a multi-car accident …
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Or you are accused of defamation of character or sued for slander…
Everyone could use an umbrella on a rainy day.
